INDIVIDUAL SERVICES

I Want to Transfer an Inheritance I Received

If you receive an inheritance from a South African estate while living overseas, there are two categories you will likely fall into:

You are temporarily living abroad.

 

You can use your single discretionary allowance if the inheritance is R 1 million or less

You can use your foreign investment allowance if the inheritance is over R 1 million and up to R 10 million.

From 1 March 2021, financial emigration has been replaced by a requirement to demonstrate being a non-tax-resident of South Africa and a resident of another country. We can assist with the process of ceasing to be a tax resident.

You have financially emigrated from South Africa (pre-March 2021) and are a non-resident of South Africa

 

Suppose you have completed formal financial emigration (before 1 March 2021) and are no longer considered a resident of South Africa. In that case, you will need to verify your financial emigration:

  • You need to provide SARB with your reference number (ECA number), which you would have received from the bank you emigrated from.
  • We can assist you in confirming your financial emigration status.

 

You are temporarily living abroad.

 

You can use your single discretionary allowance if the inheritance is R 1 million or less

You can use your foreign investment allowance if the inheritance is over R 1 million and up to R 10 million.

From 1 March 2021, financial emigration has been replaced by a requirement to demonstrate being a non-tax-resident of South Africa and a resident of another country. We can assist with the process of ceasing to be a tax resident.

You have finanicially emigrated from South Africa (pre-March 2021) and are a non-resident of South Africa

 

Suppose you have completed formal financial emigration (before 1 March 2021) and are no longer considered a resident of South Africa. In that case, you will need to verify your financial emigration:

  • You need to provide SARB with your reference number (ECA number), which you would have received from the bank you emigrated from.
  • We can assist you in confirming your financial emigration status.

 

With decades of experience navigating the red tape around transferring inheritance, we ensure all protocols are adhered to, and you get the best exchange rates.